Mortgage Calculator

How Much Can You Borrow?

Use our mortgage affordability calculator to get an estimate of how much you might be able to borrow. This is based on typical UK lending criteria but actual amounts may vary between lenders.

Your Details

4.5%
30 years

Estimated Maximum Borrowing

£0

Based on your annual income

Maximum Property Price

£0

Including your deposit of £30,000

Estimated Monthly Payment

£0

Based on a 30-year term at 4.5% interest rate

Important Notes

  • This calculator provides an estimate only. Actual lending amounts will vary by lender
  • Most lenders cap borrowing at 4.5x your annual income
  • Your credit score will affect how much you can borrow
  • Lenders will look at your outgoings and commitments in detail
  • Interest rates vary and will affect your monthly payments
NHomeBuyers Corner
HomeBuyers Corner is here to fight the corner for the buyer in UK property transactions with helpful, independent and impartial advice, guides and tips.
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